Meridien's Approach to Loans for People with Bad Credit 

• You are more than a credit score®. Meridien does not automatically rule out a loan application just because someone's credit history has a few blemishes on it. You are an individual, and we'll look for a way to offer you a loan with terms and rates that work for you.
   
  
• Even if you've been in bankruptcy or had a foreclosure, we will try to find a way to help. Meridien offers programs for borrowers in bankruptcy and foreclosure, provided the activity is resolved prior to the signing of the loan documents.
   
  
• We'll help you qualify even if other lenders have turned you down. To us, you're not just a number, an application, or a credit report — you're an individual. And you're a homeowner — you've already shown you have what it takes to succeed.
   
  
• Our specialty is finding ways to approve you. We'll help you overcome common barriers to credit approval, such as:
   
  
  • Hard-to-prove income: We have home loans that don't require traditional income documentation.
     
    
  • Too much existing debt: Our flexible lending standards let us look at you as an individual, without the rigid formulas.
     
    
  • Bad or less-than-perfect credit: Nobody's perfect. Meridien believes your credit score is just part of a bigger story.
     
    
  • Bankruptcy or foreclosure: We have experience with loans for people with both good and bad credit. Even if you've been in bankruptcy or had a foreclosure, we will work hard to help you get the cash you need.